Bicycle Insurance for passionate cyclists
We take everything bike personally.
What we cover and how
Get cover for theft, crashes, malicious and accidental damage and more. We even
include free worldwide extension for when you take your bike overseas - you just
have to let us know when you are travelling! Our Premium cover is designed for bikes from $1,000-$30,000 in value.
Need essential theft and accidental cover for everyday commuting, but not looking
for full level cover? Our Basic cover is designed for bikes from $350-$3,000 in
Go Third Party
Just as motorists carry liability cover, cyclists on the road should do the same.
Our Cyclist Liability policy gives you up to $20m cover for third party property damage and third party personal injury.
Go Third Party
Travelling further than 200km from your home or participating in an amateur cycling
event? We offer cover ranging from lost luggage to unexpected overseas medical expenses.
Sending us a postcard is optional, but encouraged.
Velosure is an Authorised Representative of
- a trusted insurer who has insured the assets of over 1 million Australian customers.
Don't ride away
from your cover
Is your bicycle sufficiently covered by your Home and Contents insurance? Most of these policies may have specific exclusions, from your bicycle not being covered whilst in use to only offering cover up to a specified limit. We can cover bicycles up to the value of $30,000 as well as providing cover whilst the bicycle is in use. You can also expect exceptional service from our team who are all cycling enthusiasts and have over 10 years bicycle industry knowledge. We live and breathe bikes. So join us and ride with the assurance that we've got your back.
Loads more benefits
The freedom to ride and the confidence that your
team at Velosure have your back!
Did someone decide they need your bike more than you do? Don't worry mate, we'll take care of it so you can get back in the saddle.
Took a swerve into a curb? Busted your carbon rim? Fear not, we'll help get you back on the road in no time.
Accidentally drove into the garage with your bicycle on the roof? Not the greatest end to your ride? Luckily, we can help get your bike fixed..
Keen to indulge that competitive streak and put your skills to the test? Our policy covers you for timed races.
*Benefits subject to the terms and conditions, including limits and exclusions of the insurance policy. Professional or sponsored cyclists are not eligible for this policy.
Cycling moves us
We live and breathe bikes. They're kind of an obsession over here. We love to keep people moving, getting them back on the road when bad luck rears its ugly head. Commutes and crits, gravel fondos and grocery runs - it all makes up this glorious thing called cycling. We want to move with the times and strive to lead the way in the sometimes-dull-and-dusty world of bicycle insurance. We want to help you because we are you.
Meet our team
Life sometimes throws a spanner in the works.
Here are some insights into what most people's claims are for.*
You could have bounced off a boulder on a black run, been taken out
by a kangaroo or even been mobbed by magpies.
The pros call them 'racing incidents'. We call it washing out,
getting chopped or overshooting a turn. It's all part of the 'fun'
of bike racing.
Maybe you banged into the garage because you forgot your bike was on
the roof - or worse - got rear-ended by someone with the bike
attached on the back of your car.
Accidental Damage - more than 80%
You could have bounced off a boulder on a black run, been taken out by a
kangaroo or even been mobbed by magpies.
The pros call them 'racing incidents'. We call it washing out, getting
chopped or overshooting a turn. It's all part of the 'fun' of bike racing.
Maybe you banged into the garage because you forgot your bike was on the
roof - or worse - got rear-ended by someone with the bike attached on the
back of your car.
*Based on Velosure claims statistics from 1 Apr 2019 to 31 March 2020. Current as of 1 May 2020