Find the cover to suit your riding style.

Choose the right protection for your ride.

Mountain bike wheelie

See your bike here?
We cover it.

Serious bicycle insurance
Premium
From $12mo
Theft, crashes, accidental damage + more. Worldwide option available. For bikes valued $1,000-$30,000.
Go premium
Electric bicycle insurance
E-bike
From $10mo
Our basic and premium policies cover E-bikes and no retro-fitted motors or 'home engineering'.
Go e-bike
Cyclist liability / third party
Cyclist
$60 per year
Share the road with respect. Up to $20m cover for third party property damage + third party personal injury.
Go third party
Every day bicycle insurance
Basic
From $10mo
Theft + accidental cover for everyday commuters. For bikes $350-$3,000 in value.
Go basic

Why choose us?

We’re a group made up of cyclists and we’ve been paying out eligible claims to other cyclists for the past 14 years. Helping our riders is what gets us up in the morning. We love what we do and we’re just a phone call, email or live chat away. Got questions? We can’t wait to answer them for you.

Contact us

When things go wrong, leave it to us.
We’ll help get it sorted.*

We can help cover the embarrassing moments like falling over because you couldn’t unclip, as well as the ones you have less control over, like your wheel washing out underneath you.

We hope you never have the heartbreaking discovery one morning that someone stole your bike in the night. If you do, we can cover it (as long as you follow our security and approved lock requirements).

Enjoy your weekend coffee ride or daily commute knowing that, if your bike gets stolen while in your line of sight or while locked with an approved lock, we will get you back on the saddle.

Planes, trains and cars can be dangerous places for a bicycle. If yours gets dinged by a clumsy baggage handler while in local transit, we’ll cover it.

That horrible lurch in your stomach as you hear the sound of a frame scraping on concrete. You’ve driven into the garage with your bike on the roof, haven’t you? We know the feeling, so let us take care of it.

Half wheeled with another rider while sprinting for the prime? At least you know your bike will be covered, even if you didn’t get to enjoy the sweet taste of victory this time.

Taking your bike with you overseas? We can cover your checked-in bike whilst in transit and for 90 consecutive days while you enjoy your travels. Send us a postcard!

We provide limited cover for permanent injury or death caused directly and solely by a crash while riding your bicycle. We will also pay up to $1,000 for non-medicare medical expenses.

Are you one of those cyclists who loves tech? Garage full of gadgets and accessories like GPS, racing wheels, panniers? Add them to your policy and we will cover them while they’re in use.

We know that one bike is never enough. Add a second bike to qualify for a 10% multi-bike discount on your second bike.

*Benefits subject to terms and conditions, including limits and exclusions of the insurance policy.
Professional or sponsored cyclists are not eligible for this policy.