Insurance for E-bikes to give you a buzz

Boost your enjoyment with the confidence knowing that your E-bike is insured with us.

Female cyclist riding E-bike

Why choose our insurance for your E-bike?

We believe in the power of E-bikes, whether you're using it to explore further than ever before or to simply get back in the saddle after a long time off or injury. This incredible technology is improving all the time and we want to give our riders the confidence to enjoy it to the max. You should know though; we only cover bikes with pedal-assist up to 250 watts and a maximum assisted speed of 25km/h the E-bike must have been supplied by the manufacturer as an electric machine. That means no retro-fitted motors or 'home engineering'.

Insurance for E-bikes
  • Theft away from home
  • Theft from home
  • Transit cover
  • Accidental damage
  • Malicious damage
  • Racing cover
  • Road hazard cover
  • Personal accident cover
  • Bicycle rack cover
  • Optional worldwide cover extension
  • Optional theft and accidental damage cover for specified custom parts
  • Third party property damage cover
  • Third party bodily injury
Read More Read Less

Our Premium Bicycle insurance for E-bikes cover benefits*

We can help cover the embarrassing moments like falling over because you couldn’t unclip, as well as the ones you have less control over, like your wheel washing out underneath you.

We hope you never have the heartbreaking discovery one morning that someone stole your bike in the night. If you do, we can cover it (as long as you follow our security and approved lock requirements).

Enjoy your weekend coffee ride or daily commute knowing that, if your bike gets stolen while in your line of sight or while locked with an approved lock, we will get you back on the saddle.

Planes, trains and cars can be dangerous places for a bicycle. If yours gets dinged by a clumsy baggage handler while in local transit, we’ll cover it.

That horrible lurch in your stomach as you hear the sound of a frame scraping on concrete. You’ve driven into the garage with your bike on the roof, haven’t you? We know the feeling, so let us take care of it.

Half wheeled with another rider while sprinting for the prime? At least you know your bike will be covered, even if you didn’t get to enjoy the sweet taste of victory this time.

Taking your bike with you overseas? We can cover your checked-in bike whilst in transit and for 90 consecutive days while you enjoy your travels. Send us a postcard!

We provide limited cover for permanent injury or death caused directly and solely by a crash while riding your bicycle. We will also pay up to $1,000 for non-medicare medical expenses.

Are you one of those cyclists who loves tech? Garage full of gadgets and accessories like GPS, racing wheels, panniers? Add them to your policy and we will cover them while they’re in use.

We know that one bike is never enough. Add a second bike to qualify for a 10% multi-bike discount on your second bike.

                                                          *Benefits subject to terms and conditions, inclusing limits and exclusions of the insurance policy.                                               
Professional or sponsored cyclists are not eligible for this policy.
*By clicking 'Calculate Quote', you hereby authorise Velosure to contact you via phone or email regarding this quote.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Chat to one of our customer service experts Start chat
Call us 1300 83 5678 & +61 2 8074 7800

Open 8:30am - 19:00 (AEST)

From the Velo Blog

Things you should know when buying your first bicycle

Looking to buy your first bicycle? We’ve helped make the process easier by putting together some things to look out for.
November 13, 2023
5 min read

The Ultimate Guide to E-Bike Insurance

If you have an e-bike electric bicycle or are thinking of getting once, you don’t need us to tell you that they cost a pretty penny! If you want to protect your pride and joy (and your pocket too), consider getting e-bike insurance so you can ride with ultimate peace of mind. Here’s […]
April 21, 2022
5 min read