Do I need to declare my pre-existing conditions?

We don’t require you to declare pre-existing symptoms and conditions when purchasing your policy.

Important to know that, unless it is on our list of automatically covered pre-existing medical conditions, coverage doesn’t apply for losses caused by these symptoms/conditions. 

We define pre-existing symptoms and conditions as those known, investigated, treated, or requiring prescribed meds/surgery in the 12 months before buying the policy. The definition extends to you, fellow travellers, close relatives, or anyone named on the Certificate of Insurance.