How much is my excess, and can I change this?

You will select your excess amount when purchasing your policy. You can find your selected excess on your Certificate of Insurance. You are able to change your excess at any point up until the day before you depart for your trip. Changing your excess will change your calculated premium.

This excess is applied on a per Insured Person, per event basis. If an event triggers benefits under multiple covers or sections, the highest relevant excess will apply.