Find the cover to suit your riding style.
Choose the right protection for your ride.
See your bike here?
We cover it.
BMX
MTB
ROAD
E-BIKE
DOWNHILL
COMMUTER
TRIATHLON
CX
CUSTOMISED
Smart move…
Our bicycle & riding cover options
Cyclist Liability Insurance
- Third party property damage cover
- Damage by uninsured driver
- Third party bodily injury
Basic Bicycle Insurance
- Theft away from home
- Theft from home
- Transit cover
- Accidental damage
- Malicious damage
- Racing cover
- Road hazard cover
- Worldwide cover extension
- Custom parts (fitted) damage/theft
- Personal accident cover
- Bicycle rack cover
- Third party property damage cover
- Third party bodily injury
MOST POPULAR
Premium Bicycle Insurance
- Accidental damage
- Optional worldwide cover extension
- Racing cover*
- Theft from home
- Theft away from home
- Transit cover
- Malicious damage
- Road hazard cover
- Personal accident cover
- Bicycle rack cover
- Optional theft and accidental damage cover for specified custom parts
- Third party property damage cover
- Third party bodily injury
Insurance for E‑bikes
- Theft away from home
- Theft from home
- Malicious damage
- Accidental damage
- Personal accident cover
- Transit cover
- Racing cover*
- Road hazard cover
- Bicycle rack cover
- Optional worldwide cover extension
- Optional theft and accidental damage cover for specified custom parts
- Third party property damage cover
- Third party bodily injury
Benefits subject to terms and conditions, including limits and exclusions of the insurance policy.
*Professional or sponsored cyclists are not eligible for this policy.
*Professional or sponsored cyclists are not eligible for this policy.
Smooth, streamlined & speedy
Why choose us?
We’re a group made up of cyclists and we’ve been paying out eligible claims to other cyclists for the past 12 years. Helping our riders is what gets us up in the morning. We love what we do and we’re just a phone call, email or live chat away. Got questions? We can’t wait to answer them for you.
Contact Us
When things go wrong, leave it to us. We’ll help get it sorted.*
Accidental Damage
Accidental Damage
We can help cover the embarrassing moments like falling over because you couldn’t unclip, as well as the ones you have less control over, like your wheel washing out underneath you.
Theft from your home
Theft from your home
We hope you never have the heartbreaking discovery one morning that someone stole your bike in the night. If you do, we can cover it (as long as you follow our security and approved lock requirements).
Theft away from your home
Theft away from your home
Enjoy your weekend coffee ride or daily commute knowing that, if your bike gets stolen while in your line of sight or while locked with an approved lock, we will get you back on the saddle.
Transit Cover
Transit Cover
Planes, trains and cars can be dangerous places for a bicycle. If yours gets dinged by a clumsy baggage handler while in local transit, we’ll cover it.
Bicycle Rack Cover
(Premium only)
Bicycle Rack Cover
(Premium only)
That horrible lurch in your stomach as you hear the sound of a frame scraping on concrete. You’ve driven into the garage with your bike on the roof, haven’t you? We know the feeling, so let us take care of it.
Racing Cover*
(Premium only)
Racing Cover*
(Premium only)
Half wheeled with another rider while sprinting for the prime? At least you know your bike will be covered, even if you didn’t get to enjoy the sweet taste of victory this time.
Worldwide cover extension
(No cost option - Premium only)
Worldwide cover extension
(No cost option - Premium only)
Taking your bike with you overseas? We can cover your checked-in bike whilst in transit and for 90 consecutive days while you enjoy your travels. Send us a postcard!
Personal Accident Cover
(Premium only)
Personal Accident Cover
(Premium only)
We provide limited cover for permanent injury or death caused directly and solely by a crash while riding your bicycle. We will also pay up to $1,000 for non-medicare medical expenses.
Custom parts
(Optional for Premium only)
Custom parts
(Optional for Premium only)
Are you one of those cyclists who loves tech? Garage full of gadgets and accessories like HR, GPS, racing wheels, panniers? Add them to your policy and we will cover them while they’re in use.
Multi-Bike Discount
(Premium only)
Multi-Bike Discount
(Premium only)
We know that one bike is never enough. Add a second bike to qualify for a 10% multi-bike discount on your second bike.
*Benefits subject to terms and conditions, including limits and exclusions of the insurance policy.
Professional or sponsored cyclists are not eligible for this policy.
Professional or sponsored cyclists are not eligible for this policy.